Peaceful Gains

• scientific approach developed by a Ph.D. statistician
• picks the asset mix that maximizes the expected return while not exceeding a fixed maximum risk
• adjusts to changing market conditions
• fully automated, tells you the exact proportion of your money to put into each investment
• NOT market timing, buy and hold, or static diversification

• consistently high long-term returns with smaller drawdowns
• good performance even during stock market crashes
• competitive returns relative to other investment strategies
• returns verified by a third party

• Follows twenty core exchange-traded funds (ETF's) that cover different countries, sectors, and asset types. ETF's have two important features: (a) they trade like stocks; and (b) they track groups of stocks, bonds, commodities, and so on.
• Appropriate for investors with a regular brokerage account.
• Update frequency: (coming soon...).
• Long-term annualized return*: (coming soon...).

• Follows the funds within the Thrift Savings Plan (TSP), the retirement plan for US federal employees and members of the uniformed services.
• Appropriate for TSP participants, participants in similar retirement savings plans, and investors with a regular brokerage account. Regular investors should consider our ETF newsletter, since the funds within the TSP only cover four different market sectors.
• Update frequency: twice a month.
• Long-term annualized return*: (coming soon...)

* Compound annual growth rate for the Balanced allocation of each newsletter, 19xx-2008.

Since each of our newsletters was launched, their returns have been independently verified. Returns prior to that are simulated.